Terms, Refunds and Disclaimer

Last updated: October 22, 2026

These terms cover your use of freebudgetsheet.com and the spreadsheets sold or given away by Free Budget Sheet ("we", "us"). By using the site or our products, you agree to them.

Educational content, not advice

Free Budget Sheet provides educational content only and is not financial, investment, tax, or legal advice. Our videos, emails and spreadsheets are general information to help you learn. They don't account for your personal situation. Results are not guaranteed: what you get out of a budget depends on your own choices and circumstances. Talk to a qualified professional before making major financial decisions.

Digital product license

When you get one of our spreadsheets, free or paid, you get a personal, non-transferable license to use it for your own budgeting. You may make copies for your own use. You may not resell, share, redistribute, or publish the spreadsheet or links to it, or offer it as part of another product.

Refund policy

Paid products come with a 14-day money-back guarantee. If you're not happy within 14 days of purchase, email parker@freebudgetsheet.com and we'll refund you in full. No hard feelings.

Download links

Download links for paid products are personal and expire after a set time. If yours stops working, email us and we'll send a fresh one.

Limitation of liability

Our products are provided "as is". To the fullest extent allowed by law, Free Budget Sheet isn't liable for any indirect, incidental or consequential losses arising from your use of the site or our products, including financial decisions you make with them. Our total liability for any claim is limited to the amount you paid us for the product in question.

Governing law

These terms are governed by the laws of the State of Texas, United States, without regard to conflict-of-law rules.

Changes

We may update these terms. The date at the top shows when they last changed.

Contact

Free Budget Sheet. Email: parker@freebudgetsheet.com.